Rosemarie Morello's Blog
When it comes to buying a house, it usually pays to be flexible. Because if you take a flexible approach to the real estate market, you'll be open to checking out dozens of residences and can improve your chances of finding a house that matches or exceeds your expectations.
Although flexibility can play an important role in a successful homebuying journey, buyers sometimes struggle with stubbornness. Fortunately, we're here to help you become a flexible homebuyer who can achieve the best-possible results throughout the homebuying journey.
Now, let's take a look at three tips to help you become a flexible homebuyer.
1. Get Pre-Approved for a Mortgage
The real estate market constantly fluctuates, and a sector that favors buyers one day may favor sellers the next. However, if you get pre-approved for a mortgage, you can pounce at the opportunity to acquire your dream residence, regardless of when that opportunity presents itself.
Getting pre-approved for a mortgage may prove to be a quick, seamless process. Typically, you'll want to meet with local banks and credit unions and learn about a wide range of mortgage options. Once you have mortgage information, you can select a mortgage that corresponds to your finances.
Remember, pre-approval for a mortgage opens the door for a successful homebuying experience. It can help you establish a budget for your dream home by providing you with a set amount that you can spend on a residence. As a result, after you find an ideal house that falls within your price range, you'll have the flexibility to move quickly to acquire this residence.
2. Consider Houses in a Variety of Cities and Towns
Evaluate your homebuying goals – you'll be glad you did. If you understand where you want to live, you can explore houses in a variety of cities and towns that fit your criteria.
For example, if you want to live near family members or friends in a particular area, you can narrow your home search accordingly. Keep in mind that you don't necessarily have to live in the same city or town as these loved ones. Instead, you can search for houses in assorted cities and towns near your loved ones and ensure you're never too far away from them.
On the other hand, if you want to buy a home that is close to your office in the city, it may be worthwhile to consider houses both inside and outside the city itself. City living generally is more expensive than living in the suburbs, so you'll want to assess your finances closely before you buy a city house. Or, if you prefer small town living, you can always purchase a more affordable residence outside the city and take public transportation to work.
3. Collaborate with a Real Estate Agent
A real estate agent is happy to help you become a flexible homebuyer. In fact, this housing market professional will offer expert guidance during the homebuying journey. By doing so, a real estate agent will help you evaluate many houses and ensure that you can find one that suits you perfectly.
Ready to pursue your dream house? Consider the aforementioned tips, and you can enter the real estate market as a flexible homebuyer.
Although carpeting appeals to many homeowners, more and more people seem to prefer hardwood floors, laminate flooring, and natural stone or tiles.
Carpeting can warm up a room and does offer advantages, such as comfort, sound absorption, and insulation -- especially with a good quality carpet padding underneath.
If you choose the right color, style, and density for your needs, then carpeting can be a choice you'll be pleased with for years. It may have a downside, however.
While carpeting does often look great shortly after it's installed, wear and tear does take its toll on both its appearance and cleanliness. If you're thinking about replacing or covering your existing flooring with wall-to-wall carpeting, you may want to reconsider your choice if you fall into any of the following categories:
Home seller: Although a brand new carpet is going to be less of a turnoff than an old, trampled carpet, many home buyers are expressing a strong preference for hardwood floors and other types of flooring. How long your carpets stay clean and new looking will vary, but time is not on your side! Permanent staining, fading, and wear and tear is almost unavoidable in a few short years. Regular vacuuming and professional steam-cleaning can help keep your carpets looking their best, but sooner or later, they're going to deteriorate and begin to look shabby. For that and a variety of other reasons, today's house buyer tends to look down upon homes that have carpeted flooring -- no pun intended!
Pet owner: It's a toss-up whether pets or young children are the number one enemy of carpeted floors! While there are many products that can remove spots and neutralize odors, some have been known to fade colors and leave you with permanent lighter spots on your carpet. Once that happens, no amount of vacuuming, wiping, or steam cleaning is going to help! Even the best trained pets do have accidents every now and then, and if you don't discover it right away, you'll find yourself dealing with difficult-to-remove stains and odors!
Allergy sufferer: It's no secret that carpeting tends to lock in dirt, dust mites, pet dander, pollen, dust, and other assorted allergens. Using a vacuum cleaner with a HEPA filter (High Efficiency Particulate Air) is one of the most effective ways to temporarily improve air quality in carpeted rooms. Hiring a carpet cleaning service once or twice a year also helps. If you, any member of your family, or frequent visitors have allergies or other respiratory issues, it's very possible that your carpeting may worsen their symptoms.
The good news about carpeting is that there are stain-resistant products that are easier to clean, more durable, and less prone to discoloration. If you are considering buying a stain resistant carpet, it's always a good idea to check the warranty to make sure the manufacturer backs up their claims with a solid customer satisfaction policy.